The CFPB recently provided a sampling of the kind of input it has been receiving as part of its student loan affordability initiative.Some of the issues identified by the more than 500 responses received to date include refinance products and the capital markets. “A number of participants, including a publisher of websites on financial aid and a start‐up CEO, described how there may be significant demand for credit‐worthy borrowers to refinance their loans and lock‐in lower rates, but creative lenders face hurdles in the capital markets...