Michigan. On Sept. 28, the state Office of Financial and Insurance Regulation published a notice reminding brokers, lenders, servicers and loan originators that the OFIR will begin enforcing the loan originator licensing requirements under state law starting Oct. 15. After that date, any individual originating loans without the required license or anyone employing an unlicensed loan originator could be subject to enforcement or civil penalties up to $25,000. All loan originators, servicers, mortgage lenders and…