Private mortgage insurers earned more direct premiums in Florida – some $434.0 million – in 2005 than in any other state, according to a new Inside Mortgage Finance analysis of regulatory filings by the seven MI companies. California was runner-up in direct premium earnings, with $415.4 million netted by the industry last year. Rounding out the top five states were Texas, with $319.0 million; Indiana, $250.5 million; and Georgia, with $204.6 million. … [Two data tables included]