Bob DeCecco is a determined lender. He plans to build his small Florida shop into a $3 billion-$6 billion operation in three to six years. Of course, technology plays an important role, but it is only the catalyst. What will really drive DeCecco’s plan is intelligence. Not the kind of intelligence such as spying on rivals, but that which comes from years of work-honed expertise. DeCecco’s Aclarian Mortgage has the best technology, but it