The modest 6.8 percent increase in mortgage originations in 2005 was the result of continuing growth in non-conforming market segments and further erosion in the conventional conforming business. A new analysis by Inside Mortgage Finance reveals that conventional conforming originations declined by 9.8 percent last year, falling to $1.09 trillion. That represented just 35.0 percent of total originations – down from 41.4 percent in 2004 and as much as 62.3 percent back in 2003. … [Three data tables included]