Ameriquest Mortgage parent ACC Capital Holdings Corp. is still stinging from having to compensate borrowers $295 million this year for improperly upselling and fee gouging over the past five years, but the agreement with the 49 state attorneys general has a hint of an unseen benefit. The lender has agreed to a laundry list of actions that it will take to ensure it won’t repeat the bad habits that have cost it a lot of