The Department of Housing and Urban Development has revised its high cost adjustments for maximum FHA loan amounts in 2006, identifying some 87 counties where the maximum $362,790 FHA loan amount can now be made. Most of the areas getting the highest cost designation are in California, greater New York, the Washington, DC, market and areas near Boston. The new single-family ceiling is 15.9 percent higher than last year’s limit of $312,895. FHA’s mortgage limits