The Office of the Comptroller of the Currency has flexed its muscle – and sent a message – with a settlement with a Georgia-based subprime lender that the regulator claims cheated borrowers out of money when it reneged on loan pre-approvals. The settlement, in which Homeowner’s Loan Corp., a subsidiary of Laredo National Bank, agreed to pay up to $14 million in borrower redress and make changes to its business practices while...