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Home » Store » News » AU Systems Strive for Fairness, But Lender Bias Still a Factor

AU Systems Strive for Fairness, But Lender Bias Still a Factor

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Automated underwriting systems might be blind, but discriminatory lending practices can occur before a loan is underwritten and offset any increase in minority approval rates that AU systems might bring. Analysts say a loan officer’s race can affect minority loan approval rates, but using alternative credit scores could lessen racial disparity. That was among the issues discussed at the recent Mortgage Lending Industry Diversity Conference in Arlington, VA, sponsored by Compliance Technologies and Genworth Financial. …
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