It’s a question that now has some mortgage industry observers scratching their heads: Exactly how does a new Freddie Mac program for counseling potential borrowers qualify as a secondary-market activity? Freddie officials have described Loan Prospector Outreach as a “tool” that housing counselors can use to qualify first-time homebuyers and minorities for mortgages eligible for GSE purchase. The idea, they explained, is that lenders will encourage counselors to use Outreach in order to generate solid