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Home » Store » News » After the Fed, Other Regulators Quietly Begin Probes of HMDA Pricing Anomalies

After the Fed, Other Regulators Quietly Begin Probes of HMDA Pricing Anomalies

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A number of federal enforcement agencies have begun using new 2004 Home Mortgage Disclosure Act data that revealed significant disparities in the distribution of higher-cost home loans among different racial and ethnic groups to identify lenders for closer regulatory scrutiny. In the wake of the Federal Reserve Board’s published analysis of new pricing information reported under HMDA, spokespersons for other federal thrift and banking regulators, the Federal Trade Commission, and the Department of Housing…
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