Illinois. A pilot program to curb predatory lending in parts of Chicago with high foreclosure rates is now underway with the enactment of H.B. 4050, despite mortgage industry opposition. Signed into law recently, the bill establishes a database for mortgage applications in selected areas in Cook County, which includes the city of Chicago. It requires mortgage lenders, mortgage brokers, credit counselors, title insurers and closing agents to submit information to the database, which will