The recent changes in Community Reinvestment Act reporting by thrifts under $1 billion in total assets appear to have had little effect on community development lending in 2004, according to new CRA data released last week by the Federal Financial Institutions Examination Council. In fact, 38,369 community development loans totaling $51.2 billion were made last year, a 4 percent increase from 2003’s total originations and up 21 percent from the previous year’s dollar volume,…