Originators of federally-insured reverse mortgages who feel burdened by state law restrictions on their product could get some targeted relief from a rule proposed last week by the Department of Housing and Urban Development. The proposed rule, published in the August 5 Federal Register, would make it easier for originators of the so-called Home Equity Conversion Mortgages to navigate a thicket of conflicting state restrictions on reverse mortgage products, which provide homeowners with payments…