The recently released 2005 MBA Technology Study found that large and midsized mortgage companies shelled out nearly 14 percent more on technology last year over 2003 with a trend of being more careful in how they spend the money. The Mortgage Bankers Association commissioned The Hollister Group to survey enough companies to represent about 20 percent of the U.S. origination market and found that the average firm spent $60 million on IT with about 75