Mortgage insurer Genworth Financial described 2004 as a “year of positive change” as it entered the public market and it plans to continue the momentum in 2005 with a five-part strategy for the U.S. MI market and an even bolder global expansion plan. In 2004, Genworth’s 20 percent growth exceeded the company’s target of 10-12 percent and delivered a 9 percent return on equity. It began 2005 strong, earning 66 cents per share in…