Mortgage activity in the government-related sectors should get a significant boost next year as the result of a fairly hefty across-the-board hike in the loan limits of Fannie Mae, Freddie Mac, FHA and even VA. Coming off a year when home price appreciation continued to motor along at a brisk double digit pace, it is no surprise that the governmental loan limits are set to climb substantially in 2005. The so-called conforming loan limit