Although regulatory efforts to streamline Real Estate Settlement Procedures Act regulations have been delayed, the mortgage banking industry remains concerned about how guaranteed mortgage packaging, good-faith estimate changes, RESPA enforcement, federal preemption and other key issues will play out in the next round of rulemaking. In addition to RESPA, compliance experts and participants at the Mortgage Bankers Association’s regulatory compliance conference held this week in Washington, DC, also raised concerns about new regulatory requirements of