The Florida Department of Insurance has declared the new alternative title insurance product offered by Radian Guaranty Inc. illegal. In a letter to the Florida Land Title Association, Wally Senter, the department’s title insurance coordinator, said: "I have just discussed with the general counsel of Radian Guaranty Inc. that their Mortgage Pool Protection Policy is disapproved. I expect an appeal. We will work to stop these illegal products in Florida. We need the help of