Automated underwriting, which has already revolutionized the conventional loan market, is slowly starting to take hold in the subprime mortgage market. Arc Systems, an Austin, TX-based technology company, claims to offer the only web-based automated underwriting solution for subprime lenders through its LT2K product John Liszka, vice president of Arc Systems, said at the 2001 Mortgage Technology conference in Miami that subprime acceptance of browser-based automated underwriting is growing.