The top lenders in relationship credit products such as home-equity loans and HELOCs are heavily invested in new technology that improves the consumer experience while allowing corporations to better manage risk, according to a new Tower Group report. The study, “Loan Origination Systems: For Top Retail Lenders, Real Time Rules,” notes that most technology advances in retail lending, which includes everything but mortgages and credit cards, are focused on origination rather than servicing. “The