Connecticut. The state Senate is considering S.B. 157, which would change the requirements for mortgage lock-in requirements. The bill would redefine a rate lock-in commitment as “a written or electronically transmitted commitment issued to a mortgage applicant or the representative of such applicant by a mortgage lender or the lender’s representative, prior to the issuance of a first mortgage loan commitment, stating that a particular rate, number of points or variable rate terms will