The Federal Communications Commission has cited four mortgage lenders for violating its National Do Not Call registry, which prohibits telemarketing calls to telephone numbers on the voluntary list. The firms – Mortgage Concepts of New Smyrna Beach, FL; Nations Mortgage of Coral Springs, FL; Ban-Cor Mortgage of Ontario, CA; and Dynasty Mortgage of Phoenix – earned the dubious distinction of being among the first group of businesses cited by the FCC for violation of