The percentage of institutions rated “outstanding” under the Community Reinvestment Act’s performance reviews rose in 2003 after a six-year steady decline, according to Inside Mortgage Compliance’s analysis of last year’s CRA ratings. The share of institutions with the highest CRA marks began to decrease in 1997 after hitting a peak 26.9 percent the previous year. That number dropped steadily over the next five years until 2003, in which 10.6 percent of institutions were rated