Subprime lenders are not the only ones on the hook under Illinois’ new high-cost home loan law. Industry lawyers are warning servicers of high-cost mortgages originated in the Prairie State to review their business policies and procedures. While the “High-Risk Home Loan Act” generally adopts the high-risk home loan triggers in current state regulations, the statute also addresses certain practices that arise during the servicing of high-risk home loans, according to an analysis by