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Home » Store » News » OCC Proposes Rule on PL, Federal Preemption

OCC Proposes Rule on PL, Federal Preemption

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In the wake of preemption of the Georgia Fair Lending Act, the Office of the Comptroller of the Currency has proposed a new regulation that would map out exactly how far its federal powers over state predatory lending laws go. The proposal sets the stage for further debate on federal preemption, which mortgage bankers and state-chartered lenders say cuts down their ability to compete evenly with federal lenders.
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