Emboldened by the impact of HUD’s 2001 policy statement on yield-spread premiums, the mortgage industry has asked the U.S. Supreme Court for a Culpepper III rematch in federal appeals court. Industry trade groups have filed a joint brief in support of a lender’s petition to vacate judgment and send Culpepper III back to the 11th Circuit Appeals Court, in light of the Department of Housing and Urban Development’s intervening 2001 policy statement.