and Freddie Mac will increase their "conforming" loan limits to $300,700 next year from the current $275,000 for single-family mortgages. Legislation was introduced to help teachers, firefighters, police officers and other municipal employees buy homes in the communities where they work. Introduced by Rep. Marge Roukema, R-NJ, chairwoman of the House Subcommittee on Housing and Community Opportunity, H.R. 3191 offers reduced downpayments on FHA loans and allows the sale of HUD-owned single-family properties at a