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Home » Store » News » CRA Credit to Participants in Financial Literacy Programs

CRA Credit to Participants in Financial Literacy Programs

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Banks and thrifts participating in financial literacy programs that target low- and moderate-income individuals will receive "positive consideration" under the lending, investment and service tests of the Community Reinvestment Act. Guidance issued on Jan. 17 by federal regulators describes various types of financial literacy activities, the factors to their success, as well as the mistakes to avoid in structuring such programs.
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