The Federal Home Loan Banks continued to battle low interest rates in the third quarter, pushing down their net income on a year-to-date basis. According to new numbers from the Banks’ Office of Finance, the FHLBanks had some $1.26 billion in net income for the first nine months of 2002 – or 11 percent less than they did for the same period of 2001. On a slightly positive note, the Banks did report a