Moody’s Raises Fairbanks ’ Rating – But Stays Concerned Fairbanks Capital Corp. has gotten its servicing rating – though not necessarily its groove – back from Moody’s Investors Service. The rating action, in which Moody’s hiked Fairbanks ’ servicer ranking from SQ4 to SQ3, reflects the rating agency’s view that the Utah-based shop has re-established itself as an average servicer of subprime loans.