Tougher Goals Should Ensure Healthy GSE B&C Interest Efforts to make Fannie Mae and Freddie Mac do a better job on the affordable housing front could ensure a healthy appetite for subprime paper at the two government-sponsored enterprises. Earlier this month, the Department of Housing and Urban Development released a draft of a proposed rule that would considerably tighten the GSEs’ affordable housing goals by stepping up their purchase requirements for loans to low- and