B&C News Briefs ÆThe Federal Trade Commission has reached a settlement with 30 Minute Mortgage, a Florida-based marketing firm that allegedly used the Internet to swindle mortgage applicants. Billing itself as a “national mortgage lender,” 30 Minute Mortgage allegedly used email and a variety of Web sites to advertise offers for 3.95 percent, 30-year mortgages. Borrowers were asked to complete detailed loan applications that included their social security numbers as well as information on their