B&C News Briefs Æ By a 95-2 margin, the Senate last week passed S. 1753, the Fair and Accurate Credit Transaction Act, which will create permanent national standards for credit reporting and boost the consumer protections currently contained in the Fair Credit Reporting Act. Among its provisions, the bill, which is heading to a conference committee, will require that mortgage lenders divulge information about credit scores to loan applicants, allow borrowers to get a free