Æ Washington, DC – The US Supreme Court has ordered the 4th Circuit Court of Appeals to reconsider its verdict in National Home Equity Association v. Face, a case dealing with preemption of state prepayment laws. The 4th Circuit last year ruled in favor of NHEMA, which argued that the Alternative Mortgage Transaction Parity Act allowed lenders to circumvent Virginia’s 2 percent cap on prepayment penalties. But the high court vacated