Industry officials made their case against potentially costly new predatory lending legislation during hearings on Capitol Hill last week. But key lawmakers apparently were unconvinced. "This thing is causing misery to so many people around the country," Senate Banking, Housing and Urban Affairs Committee Chairman Paul Sarbanes, D-MD, told Inside B&C Lending after the two-day hearings. Sarbanes said he plans to "reflect" on the testimony – from groups on all sides of the issue