Aiming to drum up support for their campaign against the rising tide of state predatory lending initiatives, lenders have set out to document what they say is a chilling of credit. Spearheading that effort is the Mortgage Bankers Association of America and several multi-state lenders who are commissioning a study to gauge the impact of North Carolina’s anti-predatory lending legislation on resident consumers and the state’s subprime lending industry. The study will look into