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Inside FHA/VA Lending

March 13, 2026

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Ginnie MBS Issuance Sees Seasonal Plunge in February

Issuers of Ginnie Mae securities took it easy in February, producing just $38.07 billion of MBS, off 24.6% from the previous month. Purchase mortgage and refi volumes declined at similar paces. (Includes two data tables.) Read More

Servicers Seek More Time to Implement VA Partial Claims

The Mortgage Bankers Association and Community Home Lenders of America urged the Department of Veterans Affairs to allow for at least 180 days to implement a new partial claim program. Read More

MBA Calls for Changes to FHA Multifamily Loan Limits

The Mortgage Bankers Association withheld its support for housing legislation ahead of a vote this week in the Senate, seeking changes to FHA and VA provisions. The Senate passed the bill without further amendments. Read More

Servicers Face Higher Costs Amid Rising Delinquencies

The costs of servicing nonperforming FHA loans were high enough for Mortgage Center, a Michigan-based credit union service organization, to change its strategy. Read More

Ginnie MBS Withdrawals Hit Three-Year High in 4Q

Some $87.67 billion of loans were removed from Ginnie Mae mortgage-backed securities during the fourth quarter of 2025, with about 87% of them representing borrower payoffs. (Includes two data tables.) Read More

FHA Borrowers Assuming Pandemic-Era Mortgages

Some homebuyers are finding relief by assuming FHA mortgages that were originated during the pandemic. Read More

FHA to Allow Early Payments on Trial Loan Mods

FHA issued a waiver last week allowing borrowers to make early payments under a trial payment plan. Read More

Around the Industry

FHA resolves most Neighborhood Watch errors; MISMO publishes standard for FHA applications; former FHA commissioner joins VA lender’s advisory board. Read More

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