| Inside Mortgage Finance

Servicers Could Face Risks From Forbearance Handling

Attorneys have cautioned mortgage servicers about the potential fair lending risks that may arise from their handling of forbearance and loan-modification requests due to the pandemic. Read More

CFPB Clarifies Credit Reporting Requirements During COVID-19

The CFPB has clarified how credit bureaus and furnishers should furnish information and investigate disputes during the coronavirus pandemic.

Agencies Provide Flexibility for Loss-Mitigation Notices

Federal and state financial regulators will adopt a flexible supervisory and enforcement approach regarding certain communication requirements under mortgage servicing rules during the pandemic period. Read More

Mortgage Complaints Down for Third Consecutive Year

Overall consumer complaints filed with the CFPB increased in 2019, driven by a double-digit jump in gripes regarding credit reporting. However, mortgage-related criticisms continued to decline. Read More

CFPB Draws Flak From Dems Over COVID-19 Action

Democratic senators criticized the CFPB’s response to the economic pain caused by COVID-19 as “tepid and inefficient.” Meanwhile, the bureau’s former director, Richard Cordray, outlined his suggestions. Read More

Regulators Reiterate Rules on Consumer Protection

The CFPB and other federal financial regulators last week reminded servicers and lenders of consumer protection requirements in updated guidance on loan modifications, while giving broad discretion to implement prudent modification programs. Read More

OCC Pushes to Overhaul CRA in Midst of Pandemic

The Comptroller of the Currency is moving forward with its plan to modernize the Community Reinvestment Act despite calls for a delay due to the coronavirus. Read More

Other News in Brief

CFPB examiners continue to work from home; enforcement action against a short-term lender; FTC’s suggestions on the use of artificial intelligence and algorithms. Read More

Inside the CFPB

April 13, 2020

View Archived Issues

Servicers Could Face Risks From Forbearance Handling

CFPB Clarifies Credit Reporting Requirements During COVID-19

Agencies Provide Flexibility for Loss-Mitigation Notices

Mortgage Complaints Down for Third Consecutive Year

CFPB Draws Flak From Dems Over COVID-19 Action

Regulators Reiterate Rules on Consumer Protection

OCC Pushes to Overhaul CRA in Midst of Pandemic

Other News in Brief

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

April 13, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?