| Inside Mortgage Finance

Non-Agency MBS Issuance Heads Higher in First Quarter

Issuance of non-agency MBS backed by newly originated mortgages increased by 34.2% on a quarterly basis in the first quarter of 2026. (Includes data tables.) Read More

Non-QM Performance Worsens in February

The impairment rate on non-qualified mortgages increased by 51 basis points in February, driven by a mix of higher new impairments and further deterioration in cure and made-payment rates, according to dv01. Read More

Non-QM Borrowers Weather Home Price Depreciation

Weakness in the housing market last year did not materially impact non-qualified mortgage delinquency rates, according to research by Goldman Sachs. Read More

Mixed Trends in GSE Noncore Activity in First Quarter

Conforming jumbo mortgage volume delivered into Fannie Mae and Freddie Mac MBS fell on a quarterly basis in the first quarter, but activity was up for investment-property and second-home mortgages. (Includes data table.) Read More

Multiple Methods Available to Hedge Non-QMs

With growing demand for non-qualified mortgage production, Eris Innovations outlined four methods to hedge non-QMs. Read More

Beeline’s Income Drops in Fourth Quarter

The non-agency lender incurred an $8.4 million loss for the fourth quarter. Still, officials pointed to better days ahead. Read More

Impact of GSE Loan Limit Increases Varies by County

The annual adjustment that FHFA makes to conforming loan limits presents opportunities and challenges for jumbo lenders, according to new research. Read More

News Briefs

Onslow Bay Financial turns to MeridianLink Mortgage for loan origination system; Finance of America launches second-lien reverse-mortgage line of credit. Read More

Inside Nonconforming Markets

April 10, 2026

View Archived Issues

Non-Agency MBS Issuance Heads Higher in First Quarter

Non-QM Performance Worsens in February

Non-QM Borrowers Weather Home Price Depreciation

Mixed Trends in GSE Noncore Activity in First Quarter

Multiple Methods Available to Hedge Non-QMs

Beeline’s Income Drops in Fourth Quarter

Impact of GSE Loan Limit Increases Varies by County

News Briefs

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Agency Purchase-Mortgage Business Holds Steady in Early 2026

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Featured Data

ARM Production Bounces Back in Fourth Quarter

Home Equity Loan Originations Decline in Fourth Quarter

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Profits Sag at FHLBanks in Fourth Quarter

Featured Reports

Mortgage Profitability Report 4Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

IMF Mortgage Directory: Full interactive database

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

April 10, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?