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Inside Mortgage Finance

July 17, 2025

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Agency Servicing Shifts to Nonbanks, Higher Coupons

Lakeview Loan Servicing remained the top agency servicer at midyear, including the largest portfolio of high-coupon MSR. Nonbanks continued to gain market share, as did Ginnie Mae. (Includes two data tables.) Read More

Mortgage Bellwethers Report Lending Gains in 2Q, But GOS Down

Some of the mortgage bellwethers began reporting second-quarter results this week. The good news is that loan production increased nicely from the first quarter. Read More

HUD Appropriations Bill Far Exceeds Trump’s Budget Ask

The draft appropriations budget for the Department of Housing and Urban Development is more lenient than the Trump administration’s request, but still zeroes out fresh funding for the HOME program. Read More

Renters to Benefit From GSE Acceptance of VantageScore

An update to the credit scoring rules at Fannie Mae and Freddie Mac is expected to improve renters’ mortgage eligibility. Read More

FDIC Board Approves Plan to Rescind 2023 CRA Rule

The proposal seeks to reinstate the Community Reinvestment Act framework that existed prior to the 2023 final rule. That framework has largely been unchanged since it took effect in 1995. Read More

Trump, Pulte Go After Mortgage Fraud at GSEs

President Trump and FHFA Director Bill Pulte are going after high profile targets to address mortgage fraud at Fannie Mae and Freddie Mac. Read More

NAR Economist Forecasts Growth in Home Sales in 2026

NAR Economist Lawrence Yun is projecting 14% growth in home sales in 2026 if the interest rate on mortgages falls to 6%. However, economists at Fannie Mae and MBA in recent weeks lowered their expectations for mortgage rates decreases. Read More

Grapevine: MSR Sales Delink Effect; Mortgage-Banking Firms Shed Full-Timers

Flood of mortgage servicing sales are impacting performance; mortgage bankers and brokers aren’t hiring much these days, if at all. Read More

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