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Inside Mortgage Finance

October 11, 2018

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Agency Market Tilts Toward Purchase Lending in 3Q18, Driving More Business to Private MIs

Private mortgage insurers appeared to gain market share in the third quarter of 2018 as purchase-mortgage lending surged in the agency market, according to an exclusive ranking and analysis by Inside Mortgage Finance. [Includes three data charts] Read More

Mortgage-Hungry Insurance Conglomerate Eli Global Hits the Pause Button. Founder Subject of Grand Jury Investigation

Over the past two years, insurance conglomerate Eli Global has been quietly vetting mortgage companies for purchase, occasionally striking deals while appearing hungry for more. But now, the company is taking a major pause after news broke that Founder and Chairman Greg Lindberg will be the subject of federal grand jury testimony in Charlotte, NC, next week. Read More

Senate Banking Panel Hearing to Explore GSE Pilot Programs on Private MI, MSR Financing, SFR Sales

The Senate Banking, Housing and Urban Affairs Committee next week is expected to push officials from Fannie Mae, Freddie Mac and the Federal Housing Finance Agency on controversial pilot programs that have drawn the ire of certain industry factions. Read More

More than 25 Percent of Lenders Are Using Artificial Intelligence and Machine Learning, More Growth Likely

Artificial intelligence and machine learning technology are currently being used by 26 percent of lenders surveyed by Fannie Mae. The government-sponsored enterprise also found that the share of lenders using such technology could hit 60 percent within two years. Read More

Enactment of Dodd-Frank Reform Bill Prompts VA to Dump QM Interim Final Rule for New QM Rulemaking

The Department of Veterans Affairs has spiked an interim final rule on “qualified mortgages” in favor of a new separate rule establishing new QM standards. Read More

Court Ruled Zillow’s Co-Marketing Program Does Not Violate RESPA; CFPB Had Already Backed Off

A federal judge in Washington last week dismissed a securities fraud lawsuit against Zillow, ruling its co-marketing program does not violate the Real Estate Settlement Procedures Act. Read More

FHFA Wants Fannie, Freddie, FHLBanks to Manage Risks From Interest Rate Volatility, Create Rate Risk Framework

The Federal Housing Finance Agency recently issued new guidance requiring Fannie Mae, Freddie Mac and Federal Home Loan Banks to have firm policies in place to manage the risks posed by changing interest rates. The regulator cautioned that excessive interest rate risk can threaten liquidity, earnings, capital and solvency. Read More

Nonbank, Portfolio Lender Shares of Home Loan Originations Continued Growing in Early 2018

Nonbank lenders licensed by state regulators have seen their share of the mortgage originations market grow dramatically over the past five years, according to a new Inside Mortgage Finance analysis. [Includes one data chart] Read More

Top 100 Mortgage Lenders: 6M2018

A list of the top 100 mortgage originators. Read More

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