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Inside Mortgage Finance

October 15, 2026

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Ginnie Drives Up Agency Servicing in 3Q, Rocket Shrinks

Growth in servicing with Ginnie Mae continues to outpace Fannie Mae and Freddie Mac. Most of the top-10 agency servicers increased their portfolios during the third quarter, though not Rocket Mortgage. (Includes two data tables.) Read More

Higher Rates Expected to Reduce Originations in 2027

By loan count, the MBA forecasts that total mortgage originations will decline by 5.6% from 2026 to 2027. Read More

OCC, FDIC Urged to Revise CRA Proposal

The Mortgage Bankers Association and other industry trade groups have expressed concerns about the CRA proposal of the OCC and the FDIC being finalized without the Federal Reserve. Read More

FHA Seeks to Expand Use of 203(k) Repair Program

FHA Commissioner-nominee Matt Jones said the agency’s 203(k) loan program is an underutilized means to revitalize some of the country’s aging housing stock. Read More

Originations Decline at Big Banks in Third Quarter

Residential mortgage originations declined in the third quarter at Bank of America, JPMorgan Chase and Wells Fargo. Even with high interest rates, servicing portfolios appear to be performing well. Read More

GSEs Explain Grace Period for UAD 3.6

Fannie/Freddie executives say UAD 3.6 extensions were offered in response to industry feedback, with just 10% of current flow using the new data standards. Read More

SCOTUS May Revisit Ruling on Interest-on-Escrow Law

Inviting the solicitor general to weigh in on federal bank preemption indicates that the high court is considering whether to revisit the matter, according to industry attorneys. Read More

No Announcement on Tri-Merge at MBA Annual

FHFA Director Bill Pulte was expected to announce a shift to the bi-merge at the MBA’s conference this week. He ended up skipping the event to join President Trump on the campaign trail. Read More

MBA Outlines Plan to Reduce Mortgage Costs

The Mortgage Bankers Association said its reform measures could be adopted without new laws. Read More

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