October 2, 2026 | Inside Mortgage Finance

Originations of Home Equity Loans Rise 20% in 2Q

Home equity lending is being fueled by accumulation of equity and elevated interest rates, which have diminished demand for refis. (Includes three data tables.) Read More

FHFA Ends 20-Point Haircut Applied to VS4 Scores

Critics argue that applying the same LLPA pricing grids to VS4 and Classic FICO will camouflage, but not eliminate, the added credit risk associated with the typically higher VS4 score. Read More

Broeksmit Calls for Lower LLPAs, FHA MIP Cut

Mortgage Bankers Association CEO and President Bob Broeksmit outlined various options that could improve affordability. Read More

Ginnie Assessing Bifurcation of Servicing Advances

The Housing Policy Council proposed bifurcation of servicing advances from MSRs to create a new source of collateral for servicers. Read More

Origination Share Up for Nonbanks, Large Lenders in 2026

Nonbank mortgage originations increased by 30.3% on an annual basis in the first half of 2026 while bank production was up 22.2%. (Includes two data tables.) Read More

Accounting Board Proposes MSR Recapture Change

The proposal was prompted by a request from Pennymac, which noted differences in MSR valuations among public companies. Read More

Lenders Call for More Alignment Between FHA, VA, GSEs

Representatives from Rocket, Pennymac and the Mortgage Bankers Association called for further streamlining between federal mortgage programs and the government-sponsored enterprises. Read More

How to Compare a Bumper Crop of Credit Scores

There will soon be five separate credit scores applicable to mortgages, with varied ranges and outputs. (Includes data table.) Read More

Interest Rates on Mortgages Blowing Past Projections

Economists at both Fannie Mae and the MBA project that mortgage rates will average 6.8% in the fourth quarter. Rates started the quarter well above that level with no indications that they’re coming down. Read More

Inside Mortgage Finance

October 1, 2026

View Archived Issues

Originations of Home Equity Loans Rise 20% in 2Q

FHFA Ends 20-Point Haircut Applied to VS4 Scores

Broeksmit Calls for Lower LLPAs, FHA MIP Cut

Ginnie Assessing Bifurcation of Servicing Advances

Origination Share Up for Nonbanks, Large Lenders in 2026

Accounting Board Proposes MSR Recapture Change

Lenders Call for More Alignment Between FHA, VA, GSEs

How to Compare a Bumper Crop of Credit Scores

Interest Rates on Mortgages Blowing Past Projections

Latest Imf News

Nonbanks, Large Lenders Gain Share in Originations

Mortgage Locks Decline in September

Trigger Leads Rarely Led to Loans Prior to Restrictions

Better Focusing on HELOCs, AI and Hiring New CEO

Featured Data

GSE MBS Issuance Increases in August

Mortgage-Banking Profits on Production, Servicing Decline in 2Q

Banks Shed MBS/ABS From Trading Accounts in 2Q

Rocket, Cenlar Subservicing Portfolios Decline

Featured Reports

Mortgage Profitability Report 2Q26 (PDF)

IMF Mortgage Directory: Full interactive database

Mortgage Servicing Rights Report: 2Q26 (PDF)

Agency Seller-Issuer Profile: 2Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

October 1, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?