October 24, 2025

Bulk Agency MSR Transfers Soar in 3Q, Coissuance Up

Some 36% of the third quarter’s $140.5 billion of bulk MSR transactions came from two big acquisitions by Lakeview Loan Servicing and Freedom Mortgage. UWM and AmeriHome were the respective sellers. Read More

Leaders Call for More Competition in Credit Reporting

Mortgage lenders are seeking innovation and increased competition for credit reporting as loan origination costs continue to rise. Read More

M&A to Continue as Originations Plateau

Merger and acquisition activity is expected to rise as more lenders attempt to reach economies of scale. Read More

Delinquencies Rising at Faster Pace for FHA, VA

The delinquency rate on loans in Ginnie Mae MBS increased at a much faster pace than that on loans in GSE MBS, with the total delinquency rate for FHA mortgages hitting 10.90% at the end of September. Read More

Loan Originators Warming to Use of Artificial Intelligence

Loan originators using AI are seeing significant gains in productivity. Use cases range from non-consumer-facing activities to voice bots that interact with loan applicants. Read More

G-Fee Hike in 2023 Increased Rejection Rates

When g-fees increase, lenders unable to pass the added cost through to all borrowers tend to ration credit by rejecting more loans and charging higher rates, according to new research. Read More

All-Cash Offers Create Opportunities for Lenders

Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home. Read More

Smaller Nonbanks Must Adjust or Risk Losses

Nonbank mortgage companies looking to survive a tough originations environment must double down on independence, form strategic alliances or cash out through mergers or acquisitions, according to Stratmor. Read More

Inside Mortgage Trends

View Archived Issues

Bulk Agency MSR Transfers Soar in 3Q, Coissuance Up

Leaders Call for More Competition in Credit Reporting

M&A to Continue as Originations Plateau

Delinquencies Rising at Faster Pace for FHA, VA

Loan Originators Warming to Use of Artificial Intelligence

G-Fee Hike in 2023 Increased Rejection Rates

All-Cash Offers Create Opportunities for Lenders

Smaller Nonbanks Must Adjust or Risk Losses

Latest Imf News

Purchase-Mortgage and Refi Volume Diverge in Second Quarter

Losses Increase at Homebuilder Hovnanian Enterprises

Insurance Companies Add to Whole-Loan Mortgage Holdings

New Listings for Homes Up, Asking Price Slips

Featured Data

GSEs Deliver Consistent Profits; No Closer to Solvency

Bank Mortgage Earnings Tick Up in Second Quarter

Non-Agency Pushes CMBS Issuance Up Slightly in 2Q

PMIs Gain Purchase Share, Refinance Share Slips

Featured Reports

Agency Seller-Issuer Profile: 1Q26 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

IMF HMDA Dashboard: 2025

Guide to Mortgage Lending to First-Time Homebuyers

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 24, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?