August 1, 2025

Banks Eke Out Small Gain in Mortgage-Banking Income

Production-related income rose smartly for most banks in the second quarter of 2025 but generally didn’t keep pace with higher originations volume. Results were mixed on the servicing side. (Includes data table.) Read More

VantageScore Touts Benefits of New Score

The use of positive rental payment data and cash flow underwriting in new credit score models is expected to increase the number of borrowers that qualify for mortgages. Read More

Rocket Working Toward ‘Refi Button’ Amid Acquisitions

Rocket Mortgage is leaning on artificial intelligence to improve lending efficiency. The nonbank is wrapping up its acquisition of Mr. Cooper and already seeing benefits from its acquisition of Redfin. Read More

Mortgage Industry Faces AI Compliance Risks

Lenders in the mortgage industry are grappling with legal and regulatory requirements as they embrace artificial intelligence to enhance their operations. Read More

Marketplace From Figure Funding HELOCs With a Twist

Figure Technology Solutions recently launched Democratized Prime, a marketplace to fund home equity lines of credit with capital from institutions and individuals. Read More

Survey Shows Lenders Want to Improve Automation

A survey of more than 200 mortgage lenders found that automation is the most important issue for the companies in 2025. Read More

Grapevine: Rate Outlook; Slower Home Price Appreciation

Mortgage rates aren’t expected to move down much even if the Fed cuts interest rates next month; GSE economists slash projections for home price appreciation; ICE integrates origination and servicing platforms to originate home equity loans; majority of homeowners feeling financially stressed. Read More

Inside Mortgage Trends

View Archived Issues

Banks Eke Out Small Gain in Mortgage-Banking Income

VantageScore Touts Benefits of New Score

Rocket Working Toward ‘Refi Button’ Amid Acquisitions

Mortgage Industry Faces AI Compliance Risks

Marketplace From Figure Funding HELOCs With a Twist

Survey Shows Lenders Want to Improve Automation

Grapevine: Rate Outlook; Slower Home Price Appreciation

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 1, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?