Inside Mortgage Trends

Buyback Settlements Reflect Unique Factors, May Not Work for All Firms

The repurchase settlements recently announced by Bank of America and Ally Financial may have helped soothe stockholder jitters about the hard-to-quantify risks that mortgage lenders face from investors trying to push back losses on defective loans. But in many ways the deals are narrowly structured...[Includes one data chart] Read More

Lenders Can Buy Repurchase Protection

Bakerjian Insurance Services has begun selling Lenders Misrepresentation Insurance to protect lenders from the repurchase risk that stems from instances of material misrepresentation in a loan file. Should investors request... Read More

Retention Efforts Lag Foreclosures, Delinquencies

The pace of foreclosures and delinquencies continued to increase despite ongoing efforts by servicers to stem foreclosures through home retention actions, the latest government data on mortgage performance and modifications show. In the third quarter of 2010, mortgage delinquencies remained...[Includes one data chart] Read More

In-House Fraud Expected to Increase in 2011

Mortgage fraud experts warn that lenders in 2011 will need to be even more vigilant in guarding against fraud – including that perpetrated by industry insiders – as fraudsters innovate and adapt to the industry’s anti-fraud countermeasures. Ann Fulmer, vice president of industry relations at Interthinx, and Frank McKenna, vice president of Fraud Strategy at CoreLogic, told... Read More

Are Servicers Paid Enough to Mitigate Losses?

The tidal wave of foreclosures has brought scrutiny on mortgage servicers, including a growing interest in establishing national servicing standards and questions about whether compensation is adequate or appropriately aligned with investor and borrower needs. Sheila Bair, chairman of the Federal Deposit Insurance Corp., said... Read More

Counseling Helps Loss Mitigation Efforts

Counseling provided to borrowers under the National Foreclosure Mitigation Counseling Program helps improve cure rates, generates more monthly savings and leads to less recidivism, according to a new report by the Urban Institute. The chance of curing a foreclosure for homeowners who work... Read More

Refinances Push GSE Volume Sharply Higher

Some lenders relied a lot more heavily on the refi market than others. Among the top 50 GSE loan sellers, CitiMortgage, Provident Funding Associates, Quicken Loans, Sovereign Bank and Colorado Federal Savings Bank all got more than 90 percent of their Fannie/Freddie loans from refinance transactions. With the exception of Quicken Loans, all of these lenders also got...[Includes one data chart and one graph] Read More

January 7, 2011

View Archived Issues

Buyback Settlements Reflect Unique Factors, May Not Work for All Firms

Lenders Can Buy Repurchase Protection

Retention Efforts Lag Foreclosures, Delinquencies

In-House Fraud Expected to Increase in 2011

Are Servicers Paid Enough to Mitigate Losses?

Counseling Helps Loss Mitigation Efforts

Refinances Push GSE Volume Sharply Higher

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?