Housing advocates say the new, lower benchmarks generally favor middle- and working-class borrowers at the expense low-income and very low-income borrowers.

Some 36.5% of the mortgages in a new $365.0 million non-agency MBS from Citi have private mortgage insurance and were eligible for delivery to Fannie Mae and Freddie Mac.

Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.

Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.

While the Trump administration wants to end the conservatorship of Fannie Mae and Freddie Mac, there are numerous roadblocks.

The Congressional Real Estate Caucus, supported by most of the mortgage industry trade groups, urged FHFA to suspend its title waiver pilot.

The former Texas lawmaker and NFL player was executive director of the White House Opportunity and Revitalization Council in Trump 1.0.

A broad cross-section of the industry supports legislation that would reinstate, make permanent and expand eligibility for the mortgage insurance premium tax deduction.

The Mortgage Bankers Association has partnered with industry stakeholders to help close the racial homeownership gap.

Some questioned whether the proposed $25,000 downpayment assistance to first-time homebuyers would be enough in some housing markets.