More lenders are entering the non-qualified mortgage space or expanding their non-agency product offerings.

While real estate investor purchases dropped on a quarterly basis in the first quarter of 2026, the flipping rate as a percentage of total sales nationwide grew.

The fees for early payoffs are only available for non-owner-occupied loans. The convexity profile they create for non-agency loans makes them attractive to MBS investors.

Redfin said that investors purchased 7.8% of all home listings in the first quarter, their lowest level since 2020.

Some $1.35 billion of Pennymac’s securitized originations in the first three months of this year were loans eligible to be sold to the GSEs.

Enhancing exclusive listing periods of foreclosed properties for owner-occupants might have had an effect on increasing the supply of affordable homes for homebuyers despite caveats, according to the Department of Housing and Urban Development’s Office of Inspector General.

Growing acceptance of DSCR loans is helping drive improved lending flexibility.

The executive order would prevent federal agencies and the government-sponsored enterprises from facilitating the acquisition of a single-family home by a large institutional investor.

An unidentified insurance company recently started buying jumbo mortgages through the Maxex marketplace.

Some 10 non-agency MBS have hit the market thus far in January, with issuance spread across loan types.