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Volume 2014 - Number 12

March 27, 2014

Johnson-Crapo Housing Finance Reform Bill Could Lead to Higher Mortgage Rates

The cost of borrowing for many homebuyers could rise as a consequence of the Senateís newest housing finance reform legislation if itís enacted as is, according to an analysis by Barclays. The bill, filed last week by Sens. Tim Johnson, D-SD, and Mike Crapo, R-ID, would replace Fannie Mae and Freddie Mac with a new mortgage-backed securities program for conventional mortgages that requires private investors to take the first 10 percent of losses. The Barclays analysis found...

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The year is almost 75% done. How is mortgage origination volume at your shop?

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